Articles on Retirement

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli

Retirement on the installment plan

Among the fraction of the population who manage to put money aside, many view their investments through the lens of retirement.  They've got a number in mind--call it $X--enoug

What is keeping you from a life of financial independence?

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an

How much do I need to retire? How much can I spend?

Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are alr

Scammers Stole All of My Grandma's Money

The trouble started innocently enough. For as long as I can remember, Grandma bought a lottery ticket each and every week. She promised us, her children and grandchildren, that whe

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

Book review: Retire on Less Than You Think

Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would

The Retirement Latte

My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi

Personal Financial Advisors awaiting your call

Financial advice is everywhere (even here at www.wisebread.com) from the bank teller to a wealth manager who wants to dispense planning advice, manage your investment portfolio, an

Intimidated by Retirement Investing? Get Professional Help!

It might seem like something of a no-brainer to ask for professional investment advice, particularly about retirement. That said, there's still an astonishing number of people I know who don't. [more]

Tiny Nestegg? Retire abroad!

Can't afford to live on your pension or Social Security in the U.S.? Why not find a cheaper place to live? No, not Canada - the other communist mecca... that's right, China! Ha ha! I know I'll get all kinds of flack for that one. [more]