Articles on Debt Management

Get Out of Debt? Why?

Spending money can be a lot of fun, especially when credit keeps things going. It begs a very simple question — why bother getting out of debt?

How to Do a Spending Fast in 16 (Easy!) Steps

If you're looking for a way to get out of debt fast, a spending fast might be right for you. Discover this somewhat extreme (but very effective) technique.

8 More Smart Things to Do With Your Tax Refund

Filing taxes can be a pain in the you-know-what, but it's all worth it when the refund arrives. Use the extra cash wisely with these eight suggestions.

How to Allocate Your Cash When You Are Broke

When you're in the red, it can feel like you'll never be able to crawl your way back into the black. Make it happen with this emergency plan.

SpringCoin to Pay Off $500 Debt for One Lucky Wise Bread Reader

SpringCoin is also giving away free lifetime debt management accounts valued at $96 per year!

How to Start Fighting Debt — Today

No matter how big it is, you CAN pay down your debt. Start today — right now! — with this simple action plan.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.

How to Not Be a Debt Slave

Getting into debt is easy — even recommended. Getting out of it — or avoiding it — is much more difficult. But it can be done.

How to Go on a Financial Detox

Spending too much? Learn how to perform a deep cleanse of your impulsive money mistakes and find balance in your checkbook.

What Easter Island Can Teach Us About Money

What do the iconic stone statues and barren landscape of Easter Island have to do with modern financial planning? As it turns out, quite a lot.

The Best Low Interest Rate Credit Cards

If you need to pay off credit card debt, having a card with a low interest rate can help immensely. Here are your best options.

How to Spend Less Without Starting a Budget

If you've had trouble making or following a budget, don't despair! You might be better off without one. Learn why — and how to save no matter what.

A Comprehensive Guide to the Debt Snowball Method

If you're trying to pay off a stack of debts, the snowball method can give you the motivation you need to knock them all out. Learn how.

Escape Student Loan Debt — Slowly

If you have student loan debt you think you'll never be able to pay off, new rules might help substantially ease your burden.

Should You Lend to Friends and Family?

Lending money to friends or family is a generous thing to do, but it can also strain on your relationship. Read this to help decide whether or not you should.

Best Money Tips: Paying Off Your Debt

Today we found some awesome articles on paying off your debt, asking for a raise, and saving cash at the airport.

Ways to Track Debt

If you're not keeping track of debt, you're probably not making much progress in paying it off. Follow one of these methods to easily track and pay off your debt.

Best Money Tips: Ways to Avoid Debt

Today we found some great articles on ways to avoid debt, tips for applying for a job online, and how to stretch your paycheck and make it last longer.

Building a Credit History

A good credit history can save you a small fortune over a lifetime. Here's how to build one.

Best Money Tips: Combat Student Loan Debt

Today we found some great articles on how to combat student loan debt, things to consider when signing up for a loyalty program, and ways to save on gas.