Articles on Debt Management

Coming to Terms With Your Long-Term Debt

If you're in debt, you're not alone. Millions of people are struggling with payments, but coming to terms with your long-term debt might be the key to paying it off.

Retire Your Credit Card Debt With Citi Simplicity Card - No Late Fees Ever

For the two-thirds of American credit card holders who carry a balance, Citi Simplicity may be the best way to step off the treadmill.

5 Things to Avoid Before You File Bankruptcy

Bankruptcy is trying enough already. Don't make it worse by making one of these mistakes.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

5 Debt Lessons From Darth Vader

What can a villain teach us about getting out of debt? More than C-3PO can teach us about programming binary load-lifters.

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

What to Do If You're Hit With a Huge Medical Bill

If you're facing a large stack of medical bills with nowhere to turn, take a deep breath and fear not. You can pay off your medical debt without going broke.

How Credit Card Companies Prey on Your Basic Needs

Maslow's hierarchy of needs helps explain why humans react the way they do. And for credit card companies, it helps explain how to get more of your money.

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

Is Peer Pressure Keeping You Poor?

Many struggle with large credit card balances instead of saying to others, "I can't afford that," but recognizing financial limits is one key to financial freedom.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

The Lowdown on Data Accuracy in Your Credit Report

Your credit report is crucial to your finances. Learn easy and free ways to keep your report accurate.

7 Delayed-Spending Tricks That Help Pay Off Debt

If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.

How to Pay Down $100 Worth of Debt This Week

With some creativity and effort, you can boost your bottom line quickly to pay down a small debt or save something extra.

How to Do a One-Day, Do-It-Yourself Bankruptcy

While filing for bankruptcy should be an emergency measure, it's possible to file in one day if you're in urgent need of protection. Here's how.

Best Money Tips: The Debt Movement Edition

In honor of The Debt Movement, we wanted to share with you some of the best debt related articles we have published over the years!

Weight Watchers for Your Wallet

There are a lot of parallels between losing weight and saving money — in fact, some of the best financial advice comes from dieting.

12 Proactive Things You Can Do Right Now

You don't need a list of resolutions to start living a better life. Start today with these simple steps that can lead to a happier and healthier you.

12 Habits of Highly Responsible Credit Card Users

While regular credit card use can be harmful, these 12 responsible credit habits can help you build a stronger credit rating and a healthier bottom line.

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.