Articles on Debt Management

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

How to Pay Off These 4 Types of Debt

Before you start making significant payments towards your debt, make sure you're doing it the right way, and in the right order.

Why Private Banking Isn't Just for Millionaires Anymore

Whether you're a billionaire buying a jet, or a spy who needs a suitcase packed with $100 bills, private banks provide services not available to ordinary people — until now.

A New Lender Took Over My Mortgage — Now What?

Mortgages are sold every day. If that happens to you, follow these five steps to get through the transition.

How to Talk to Your Teen About Student Loans

Student loans are a big deal, so make sure your teen knows all the facts before college.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Sell Your Home When You're Underwater on Your Mortgage

There are ways to sell your home even when you're underwater on your mortgage.

Is It Time to See a Marriage Counselor About Your Money Problems?

If you can't stop fighting over money, it might be time to see a marriage counselor.

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

Debt Collectors Are Calling My Family — Now What?

Managing debt isn't easy. And it gets even more difficult when debt collectors start hounding your family members. Know your rights.

How to Get Rid of Your Credit Card's Annual Fee

Paying an annual fee on your credit card is a pain. Luckily, there might be a way to avoid paying this fee altogether.

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

5 Smart Ways to Reduce Your Credit Card Interest

Instead of looking for a 0% APR credit card, here are a few other ways to reduce those monthly interest charges.

6 Steps to Getting a Credit Card When You Have Bad Credit

Bad credit might get in the way your financial goals, but it doesn't have to keep you from getting approved for a credit card.

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

Having good credit makes it easier to get approved for home loans, car loans, and the top travel credit cards. However, a good credit score can only take you so far.