People often recommend cutting out little expenses to help get back on financial track. What's rarely mentioned is that this alone won't solve the problem.
From cutting up credit cards to cutting out lattes, these pervasive personal finance tips are repeated again and again, but could be bad advice for you.
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
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