My wife and I never worry about buying something with the fear that it may go on sale. And there's a good reason for that. It's called the "price adjust" and it's an almost ironcla
My family lives a fairly simple lifestyle. We live in a rural area, drive older cars, and rarely go out for dinner. But we also like to enjoy life. Given that we know approximat
Two weeks after my husband had gotten a glowing performance review and his manager sent care packages for all our of our kids, he was told over the phone at a client meeting that h
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Does your budget include a contingency for fuel to get much more expensive? Because it ought to.
I learned about the need for contingencies early. [more]
In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]
Budgeting can be difficult. For some people (like me!), it brings up things that they may not want to see. For others, it's a necessary but frustrating tool to curtail spending, or a painful reminder of how much they overspent, yet again. [more]
Facebook
Become a fan
Twitter
Follow us
RSS
Subscribe