interest rates

7 Ways to Vet Your Mortgage Lender

A mortgage is one of the biggest financial moves you'll ever make. It pays to be picky with your lender.

How to Fight Back Against Mortgage Discrimination

Several big banks have been accused of unfairly lending to minority borrowers. Here's how to see if your lender is playing fair.

Interest Rates Are Rising: Here's Where to Keep Your Cash

It's important to have some cash on hand. But where should you be keeping it?

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

7 Warning Signs You're In Debt Denial

Denial can really throw your life off the rails. Denying your debt can be flat-out financially disastrous.

3 Reasons Taking a Loan For Your Wedding Is a Bad Idea

A big wedding comes with a hefty price tag. Borrowing to pay for it will have you saying "I do" to years of debt, too.

Are You Paying Off Credit Card Debt the Wrong Way?

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

The Millennials Guide to Avoiding Credit Card Debt

Millennials have a shared fear; credit card debt. But don't worry — it's entirely possible to use credit cards and avoid crippling debt.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

6 Important Things to Look for in a Savings Account

Not all savings accounts are created equal. When it comes to stashing your savings, there are a few key features to look for.

8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

How a Surprise Credit Limit Increase Can Harm You

You got a credit limit increase! Before you get charge-happy, there are a few important things to remember.

8 Signs You Desperately Need a New Credit Card

You may want a new credit card, but do you need one? Here's how to tell.

Cutting Your Car Payment Is Easier Than You Think

If your car payment is eating up too much of your budget, you may be ready for a refinance.

4 Signs It's Time to Find a New Savings Account

If you have a savings account, you're on your way to increasing net worth. But not all savings accounts are worthy of your money.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

How to Earn Money With Your Emergency Fund

Your emergency fund is always there for you. But if you're creative, you can also make it earn money for you.

Should You Take Out a Loan Backed by Your Investments?

Your investment bank or brokerage firm may have offered you a securities-based loan. Make sure you understand what you're signing up for before you sign up.