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Staff Writer

Holly Johnson

Holly is a financial expert, blogger, and award-winning writer with a focus on personal finance, travel and credit.

Latest articles by Holly Johnson

6 Money-Saving Items to Bring On Your Next Cruise

Cruising is an affordable way to travel, but you could save even more if you pack the right gear.

What Happens to Debt After Divorce?

Divorce doesn't only involve the distribution of assets; it involves the distribution of debts, too. Here's what to expect when you untie the knot.

5 Affordable Caribbean Cruise Ports for Families

Cruise excursions can be expensive extras to your all-inclusive cruise. These popular ports of call offer great value for cruising families.

Re-Age Your Credit Card Debt to Protect Your Credit Score

Re-aging your credit can be good or bad depending on the circumstances. Learn when you want your credit re-aged and how to make it happen.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

How to Ease into Credit Card Rewards After Debt Repayment

You've conquered a mountain of debt. Congrats! Before you go right back to using credit cards again, learn how to proceed with caution.

Watch Out for These Hidden Costs of Free Travel

No matter how many points and miles you have, travel is never free. Don't be fooled into paying these hidden costs of "free" travel.

Financial Experts Share Their Biggest Credit Mistakes

Financial experts have made credit mistakes, too. Here's what they've learned from those mistakes.

5 Overwater Bungalows You Can Book With Rewards Points

Overwater bungalows may be the holy grail of luxury travel, but that doesn't mean staying in one has to break the bank.

How to Get a Cruise Cabin Upgrade for Free

Want a balcony or suite upgrade without breaking the bank? These upgrade strategies won't cost you a thing.

6 European Cities Where Retirement Is Actually Affordable

If your retirement dream involves a stint abroad, check out these affordable European cities that offer cheap digs and a whole lot more.

Yes, Affordable Family Travel Is Possible

Frugal family travel is possible with the right attitude, but you need to be strategic.

What Kind of Auto Insurance Do Uber Drivers Need?

Driving for Uber and not entirely sure you're covered? This guide will help.

What Exactly Does Trip Cancellation Insurance Cover?

Is trip interruption/cancellation insurance worth the cost? Let's find out.

Guess What? Your Bank Rewards May be Taxable

Credit card and bank rewards may be taxable depending on how they're earned. Find out how these rewards are treated, and if you'll be on the hook for taxes.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

What You Need to Know About Canceled Debt and Taxes

If you think debt forgiveness can make your financial liability disappear altogether, you're likely wrong.

How to Tell If Your Vacation Package Is a Good Deal

Bundled vacation packages tend to help consumers save. But are they truly a good deal?

How to Reduce the Costs of a Cash Advance

Borrowing money against your credit card may be more costly than you think. Consider these strategies to avoid cash advances, or at least minimize their costs.

5 Travel Splurges That Are Worth Every Penny

Saving money on travel is important, but it shouldn't be the end goal. To enjoy the travel experiences you truly crave, there are times when it pays to splurge.