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Staff Writer

Dr Penny Pincher

Dr. Penny Pincher founded popular blog Penny Pincher Journal in 2013 and has published two books on ways to save money. He also has a Ph.D. in engineering.

Latest articles by Dr Penny Pincher

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

How to Take a Cheap Spring Break Trip

The secret to a fun and affordable Spring Break trip? Flexibility.

Are You Paying Off Credit Card Debt the Wrong Way?

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

How to Invest in Mutual Funds

Mutual funds have long been and easy way to invest in a broad range of securities. Here's how to get started!

Which of These 9 Retirement Accounts Is Right for You?

Picking the right retirement account can be a little tricky. Here's a break down of the best plans to help you save money for your future.

How Just $5 a Day Can Improve Your Financial Future

Want to improve your financial future? All you need is $5 per day.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

Why Saving Money Is Harder Today

Feel the squeeze? Saving money today is harder than ever. These skyrocketing expenses are the reason why.

The High Cost of Pursuing Fame and Fortune

Who hasn't dreamed of achieving fame and fortune? Find out just how much of a long shot stardom really is.

Does Skill Really Matter in Stock Market Investing?

Some claim a successful investment portfolio is pure luck. Others say it's skill. Which is it?

What Happens When We're Not Logical With Money

People aren't always logical when it comes to spending money. A recent Nobel Prize winner uncovered some stunning examples.

How to Protect Your Retirement Account From a Hack

You know your bank account and credit card can get hacked. But are you forgetting to monitor your hard-earned retirement savings?

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

How to Get Your Money Back When You’re Denied a Refund

Not every retailer you shop will have flexible return policies or exemplary customer service. But you can still get a refund if you know who to ask.

What Does Your Junk Mail Say About You?

The kind of junk mail you receive can tell you a lot about the kind of person banks, retailers, and others think you are.

Get Smart About Money With These 18 Free Online Courses

If your knowledge of personal finance could use a little help, these free online courses are the perfect learning tools.

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

Why the Dow Will Hit a Million, Eventually

Warren Buffett says that 100 years from now, the DJIA will be "over 1 million." Is he out of his mind?

How to Find and Hire a Reliable Contractor

Nothing's more scary for homeowners than the prospect of hiring the wrong contractor. Here's how to hire the right one.

8 Types of Investors — Which One Are You?

From set-it-and-forget-it to ultra hands on, there are many different types of investors. Which one are you?